Banking Essay Example | Topics and Well Written Essays - 500 words

Banking - Essay Example Alternatively, Cebenoyan and Strahan (2003) investigated how active management of bank credit risk exposure through the loan sales market affected capital structure, lending, profits, and risk in the USA. Their findings were that banks which improve on their ability to manage credit risk may have greater leverage, and subsequently may lend more of their assets to risky borrowers. Sathye's hypothesis was that the mean efficiency scores of Indian banks (i.e., publicly, privately or foreign owned) would be different to each other. Using three groups allowed Sathye to compare all three form s of banks that exist in India. And comparison data can determine if differences in efficiency are in fact real, or due to chance. Using financial ratios as the DV, Sathye also used archival data from the latest available publications for the year 1997-98 compiled by the Indian Banks' Association (IBA, 1999). She used the non-parametric test while the non-parametric approach is Data Envelopment Analysis (DEA). The test itself is suitable in that it is recognized to be robust for efficient frontier estimation. And it is a popular tool for the evaluation of the efficiency of a number of producers. DEA can be used with multiple input and multiple output models also.

How Nintendo is left brained Essay Example | Topics and Well Written Essays - 500 words

How Nintendo is left brained - Essay Example This part of the brain controls the right side of the body. (Edward) CERTAIN FEATURES OF NINTENDO GAMES WITH EXAMPLES: A number of Nintendo games are available for purchase in the market. These games incorporate techniques that require analytical and logical approaches to be embedded by the player. Examples of Nintendo games involving the brain activity of the player from the left side of the brain include Donkey Kong, numerous puzzle related games such as Repton, Knights Lore, Cantlequest. Puzzle solving games involve the embedding of decision making techniques. Thompson writes about traditional puzzle games in his book â€Å"Video Games Design Revealed† in the following words: â€Å"The general format for traditional puzzle games often includes a problem that needs to be solved, followed by some kind of subtle scenario change, followed by another puzzle that needs to be solved in order to gain points or move up a hierarchy of levels.† (31). Each puzzle game introduced by the Nintendo game introduces a different decision making perspective to the player. This results in even more brainstorming on the Player’s end. In addition to puzzle solving games there are also few brain games in the Nintendo Series of video games. These games are named as the ‘Brain Training Series’ by their developer Professor Kawashima and Nintendo.